Professor Michael Finke is a Professor of Personal Financial Planning and Director of the Retirement Planning and Living Consortium at Texas Tech University, where he leads the doctoral program-considered the premier academic program in financial planning. He has doctoral degrees in Consumer Science from The Ohio State University and in Finance from the University of Missouri.A longtime advocate for ethical financial advice, Professor Finke is the former president of the American Council on Consumer Interests and serves as an expert on regulatory and legal issues related to financial planning. He is the author of numerous award-winning research articles in the fields of retirement income, investment advice, and investor decision-making. He has also received numerous awards as an instructor of a wide range of financial planning courses, from basic undergraduate personal finance to doctoral-level research methods.He frequently speaks at industry and academic conferences on advanced financial planning topics. As an expert on personal finance issues, Professor Finke has appeared in the national press, including the Wall Street Journal, the New York Times, USA TODAY, Kiplinger's Personal Finance, and SmartMoney. He is also a frequent guest on national radio shows, such as NPR's On Point with Tom Ashbrook.